Structure + Contents Cover
Home Insurance Estimator
Estimate structure cover using built-up area and construction cost per sq ft, then add contents value for a total cover estimate.
2
Covers
3
Inputs
Instant
Result
Home Insurance Estimator
Enter built-up area, construction cost per sq ft, and contents value. We’ll compute structure cover and total cover.
Built-up Area (sq ft)
Construction Cost (₹/sq ft)
Contents Value (₹)
Furniture, electronics, appliances (indicative).
Formula: Structure Cover = Built-up Area × Construction Cost per sq ft. Total Cover = Structure Cover + Contents Value.
Explanation
Structure vs Contents cover
Structure cover is meant to rebuild the physical home (walls, flooring, fixtures). Contents cover protects movable items inside the home. Many policies allow choosing separate limits for each.
This estimator uses a straightforward rebuild-cost approach and is indicative.