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EMI Calculator

Calculate monthly EMI, total interest payable and full amortization schedule. Model prepayment savings and compare how much interest you save by paying extra.

5
Loan Types
30yr
Max Tenure
PDF
Schedule
EMI Calculator
Select loan type for preset rates, or enter custom values. Add prepayment to see interest savings.
Loan Type
💡 Home Loan: Current rates 8.5%–9.5% p.a. (SBI, HDFC, ICICI). Rates vary by credit score.
Loan Amount (₹) ₹15,00,000
₹10K₹1 Cr
Interest Rate (% p.a.) 9.5%
4%28%
Loan Tenure 20 Years
Prepayment (Optional)
Annual Prepayment (₹)
Starting from Year
💡 Even ₹10,000/yr prepayment on a 20yr home loan saves lakhs in interest
Processing Fee (%)
MONTHLY EMI
₹13,974
Home Loan · 9.5% · 20 yrs
Principal Amount₹15,00,000
Processing Fee
Total Interest Payable
Total Amount Payable₹33,54,000
Total EMIs240
Principal
Interest
Fee
YEAR-WISE INTEREST RATIO