Pradhan Mantri MUDRA Yojana (PMMY) — Check which MUDRA category you qualify for. Get EMI estimates and understand bank documentation requirements.
₹50K
Shishu
₹5L
Kishore
₹10L
Tarun
MUDRA Eligibility Checker
MUDRA loans under PMMY scheme are available to non-corporate, non-farm micro and small enterprises. No collateral required. Available through all PSU banks, private banks, NBFCs and MFIs.
Type of Business
Business Age (Years)
Annual Business Turnover ₹0 (New)
Funding Requirement (₹) ₹1,00,000
₹10K₹10 Lakh
Credit History
Business Sector
MUDRA Loan — Three Categories
Category
Loan Range
Stage
Interest
Shishu
Up to ₹50,000
Startup/Seed
~10%–12%
Kishore
₹50K – ₹5 Lakh
Growing
~12%–16%
Tarun
₹5L – ₹10 Lakh
Established
~14%–18%
Documents Required
Identity proof: Aadhaar, PAN, Voter ID
Address proof: Utility bill, rent agreement
Business proof: GST registration, trade license, or udyam registration
Bank statements: 6 months (for Kishore/Tarun)
Business plan / project report (recommended for Kishore/Tarun)
Photographs (recent passport size)
No collateral required for MUDRA loans under PMMY. MUDRA provides Credit Guarantee through CGFMU (Credit Guarantee Fund for Micro Units).